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EINSURANCE.(com): EInsurance Journal Business Insurance Articles

Small Business? You’re at Risk for Employee Fraud

If you think your company is too small to worry about employee fraud, consider this: A small business with fewer than 100 employees had 28% higher losses from fraud than larger companies, according to a report by the Association of Certified Fraud...



POSTED JUNE 21, 2017
Should Your Business Allow Employees to Bring Pets to Work?

Many companies are finding out that letting employees bring pets to work can actually improve business. In fact, the Society of Human Resource Management found that seven percent of employers let employees bring their pets to work. It’s beco...



POSTED MAY 17, 2017
What You Need to Know About Small Business Health Insurance

As if the health care scene isn’t confusing enough, small business owners must sift through a number of options to find the employee health insurance program that makes sense for them. Business with fewer than 50 employees are not required t...



POSTED MAY 17, 2017
Understanding Business Insurance for Veterinarians and Animal Service

Businesses that involve working with animals deal with something others don’t: pets that belong to other people. That distinction comes with particular considerations that aren’t covered in other business insurance plans. Pet-relat...



POSTED APRIL 17, 2017
Can a Company Retreat Improve Your Small Business?

After several years of waning popularity, the corporate retreat has been making a comeback. Interest dropped almost 90 percent from 2005 to 2013, but since coming out of the Great Recession, more and more companies are carving out time for busines...



POSTED MARCH 26, 2017
Employee Wellness Programs: What You Should Know

Employee wellness programs, which vary in scope, are changing the workplace environment for the better, even for small businesses. They offer a perk that can help a company attract and retain employees. But wellness programs have also been found t...



POSTED FEBRUARY 14, 2017
6 Must-Haves For Your Small Business Website

Think of your business website as your living room, where you greet visitors and make them feel welcome. It’s where first impressions are made. Treat visitors right, and they’ll come back again and again. Every small business needs...



POSTED JANUARY 24, 2017
EINSURANCE’s Top 10 Articles of All-Time

We have been posting articles for over 20 years to ensure you, our customers, are informed when buying insurance. Our commitment has been, and will always be, to keep you up-to-date on coverage options, policy terms, and all you need to know about...



POSTED JANUARY 24, 2017
Avoid These Common Mistakes When Buying Business Insurance

If you’re like a lot of business owners, you might make mistakes when it comes to purchasing business insurance. Protect yourself from costly errors, review the details of your business and insurance to avoid making costly errors. Here a...



POSTED DECEMBER 09, 2016
Errors and Omissions Insurance Can Save Your Business a Lot of Money

  Being human, we all make mistakes from time to time. Since errors are inevitable, there’s an insurance that specifically covers professional mistakes and oversights: Errors and Omissions Insurance. Errors and omissions (E&...



POSTED NOVEMBER 22, 2016

EINSURANCE.(com): EInsurance Journal Auto Insurance Articles

The In’s and Out’s of Motorcycle Insurance

If you’re considering a motorcycle purchase, be sure to include insurance in your cost estimating equation. Even though there are a few states – Montana, Washington and Florida – that don’t require motorcycle insurance, if...



POSTED JUNE 21, 2017
What Is Personal Injury Protection Insurance and What Does It Cover?

Think of personal injury Protection (PIP) as sort of a “get home free” extension of auto insurance. It is no-fault coverage that pays out no matter who is at fault in a car accident. PIP goes above and beyond standard auto insurance to...



POSTED MAY 17, 2017
How to Shop for High Risk Auto Insurance

As a driver, somewhere along the line you’ll no doubt have an “oops” moment, whether it’s serious (DUI) or less dangerous (driving without insurance). Reasons big to small can cause you to be considered a high risk driver,...



POSTED APRIL 17, 2017
When Would You Have an Excluded Driver on Your Car Insurance Policy?

Whether you ask for it, or your auto insurer demands it, having a named driver exclusion attached to your policy has its consequences. It can also save you money. In states where it’s legal, insurance companies can allow, and sometimes r...



POSTED MARCH 26, 2017
How Much Will Your Car Insurance Cost?

Like many things, auto insurance rates seem to be getting higher every year. So how much is the average cost? It depends on many factors taken into consideration when it’s time to get a new policy. On average, the annual cost to insure a...



POSTED FEBRUARY 14, 2017
8 Simple Ways to Save You 90% On Your Car Insurance

You may already know auto insurance premiums depend on many common factors like a vehicle’s make and model, drivers’ safety records, vehicle usage conditions and years of driving experience. However, you may not know there are many oth...



POSTED JANUARY 27, 2017
EINSURANCE’s Top 10 Articles of All-Time

We have been posting articles for over 20 years to ensure you, our customers, are informed when buying insurance. Our commitment has been, and will always be, to keep you up-to-date on coverage options, policy terms, and all you need to know about...



POSTED JANUARY 24, 2017
What Happens if You Don’t Have Enough Auto Insurance?

It can be tempting to go for the cheapest auto insurance policy to save on premium costs, but is it a good idea? Not really, unless you’re prepared to come up with thousands of dollars out of your own pocket if you’re in an accident....



POSTED JANUARY 24, 2017
Baby It’s Cold Outside: Use These Helpful Tips to Stay Safe When Driving In the Winter

In many parts of the country, winter means dealing with bad driving conditions. Whether you live in an area that gets a lot of rain, ice or snow or are planning a trip where there’s a good chance you’ll run into inclement weather, thes...



POSTED DECEMBER 09, 2016
Create Your Own Emergency Roadside Kit

Better safe than sorry, right? Be prepared for possible problems when you’re on the road with an emergency kit. You’ll have peace of mind feeling safe and you could save yourself some unexpected loss of time. These days there are o...



POSTED NOVEMBER 22, 2016

EINSURANCE.(com): EInsurance Journal Specialty Insurance Articles

More cash back for California working families through the California Earned Income Tax Credit

Click here to download an interesting article titled: More cash back for California working families through the California Earned Income Tax Credit...



POSTED MARCH 04, 2016
How to Save on Motorcycle Insurance

Spring is here and warmer weather is on the way. If you’ve had your motorcycle in storage during winter, we hope you took advantage of insurance winter layaway discounts. it’s a good way to maintain essential
limited coverage and save...



POSTED MARCH 23, 2012
What Insurance Is Tax Deductible?

For many of us, 2011 was not the best of times economically. Adding insult to injury, taxes are due in a few weeks. Assuming you’re not Warren Buffett eager to give the government more, take advantage of every legitimate tax deduction you’v...



POSTED MARCH 09, 2012
Weird Things You Can Insure

People insure the strangest stuff. Often, in the case of celebrities taking out policies to protect their legs, voices and other assorted body part money-makers, it’s essentially a publicity stunt. You know, JLo insured her booty for a billion bu...



POSTED FEBRUARY 17, 2012
Should You Buy Travel Insurance?

Fortunately, few vacations turn out as badly as the Costa Concordia cruise, which capsized off the Tuscan shoreline recently. But plenty of things can and do go wrong every day for travelers and vacationers. Plans
change and trips get canceled. Pe...



POSTED JANUARY 25, 2012
Essential Insurance Terms You Need to Know, Part Two

We’re not saying that reading an insurance policy has the same degree of difficulty as an IRS Form 1040 or anything by Thomas Pynchon. But on the scratch-your-head-cuz-you-don’t-get-it scale of 1 to 10, it’s right
up there. But s...



POSTED JANUARY 19, 2012
We All Pay for Insurance Fraud

The Coalition Against Insurance Fraud has just released the 2011 inductees into its Insurance Hall of Shame. The Hall of Shame “annually dishonors the year’s most brazen, vicious or plain klutzy convicted insurance criminals.” While t...



POSTED JANUARY 18, 2012
Essential Insurance Terms You Need to Know, Part One

When it comes to insurance, what you don’t understand can be costly. The insurance industry is one of the most jargon-laden. See how you score on these 3 essential insurance terms. What you learn could help you save money when you shop for insura...



POSTED JANUARY 17, 2012
Don’t Let Holiday Identity Theft Ruin Your Insurance Score

You know you have a credit score, but did you know you have an insurance score, too? Or that bad credit can affect what you’re charged for various insurance products including car insurance, homeowners insurance and even health insurance? During...



POSTED NOVEMBER 28, 2011
Goodwill Parking

Holiday shopping season is about to kick off, bringing with it all the dubious joys of trying to find a parking space. Street parking, hard to find anytime, is now at a premium. Shopping mall lots aren’t much better.
Yet, no matter how crowd...



POSTED NOVEMBER 17, 2011

EINSURANCE.(com): EInsurance Journal Home Insurance Articles

Insuring Your Home in an HOA Community

Homeowners associations (HOAs) are common, and not just for condominiums and townhomes. Some single-family detached homes are located within an HOA neighborhood or community. When buying a new home, whether multi- or single-family, it’s impo...



POSTED JUNE 21, 2017
Does Your Airbnb Home Have Enough Insurance Coverage?

Home sharing service Airbnb now offers free Host Protection Insurance (HPI).  Although HPI covers up to $1M per incident, don’t expect it to be enough protection. The liability policy, like those offered by other vacation rental sites,...



POSTED MAY 17, 2017
Can You Deduct Your Homeowners Insurance Costs On Your Taxes? Sometimes.

The answer to whether or not homeowners insurance is tax deductible is kind of a mixed bag of good news/bad news. Generally, your premium costs are not deductible (bad news), but there are exceptions (good news). Since home ownership comes with so...



POSTED APRIL 17, 2017
EINSURANCE’s Top 10 Articles of All-Time

We have been posting articles for over 20 years to ensure you, our customers, are informed when buying insurance. Our commitment has been, and will always be, to keep you up-to-date on coverage options, policy terms, and all you need to know about...



POSTED JANUARY 24, 2017
5 Tips for Keeping Your Home Safe This Halloween

For home owners, trick-or-treaters aren’t the only spooky things that come with Halloween. While you’re handing out goodies and enjoying the costumes you’ll want to have a good time and not worry about your home becoming a liabil...



POSTED OCTOBER 25, 2016
Protect Your Home from the Unexpected

Older people are most likely to sustain an injury at home than anywhere else. But accidents at home can happen no matter your age. With precaution you can make your home safer, and some of these measures might allow you to receive home insurance d...



POSTED SEPTEMBER 28, 2016
Don’t Let Lack of Dog Liability Insurance Come Back to Bite You

Beware the dog that takes a chunk out of your bank account. You are liable should your pet pooch bite someone, but your homeowners or renters insurance may take some sting out of the injury. How protected you are can be limited by both the state i...



POSTED APRIL 29, 2016
Grinch-Proof Your Home for the Holidays

Don't be an easy mark for grinches and thieves who target homes during the holidays. Whether you’re going to be away from home for a couple hours or a couple weeks, here’s how to protect your home from holiday thieves. Your season will...



POSTED DECEMBER 02, 2015
Four Coverage Options If You Work Out of Your Home

Being your own boss is part of the American Dream. Working from home makes it even better. But the dream has some downsides. What would happen to your business if you were injured or hospitalized? What if a delivery guy trips bringing you your off...



POSTED NOVEMBER 12, 2015
Party Season is Coming: The Facts About Your Legal Responsibilities as a Social Host

Planning a party any time soon? If you’ll be serving alcohol you need to know about a set of rules called Social Host Laws in the majority of U.S. states that could make you legally responsible for accidents and injuries that happen to or ar...



POSTED SEPTEMBER 22, 2015

NOTICE: The links and articles found on or within this news center are simply for informational purposes that we believe may be of benefit to our clients and/or website visitors. By providing these links on our website, we are not recommending or endorsing the use of the particular products or services these third parties offer. Nor does T.A. Swain Insurance Group, LLC confirm, corroborate or agree to the statistics or opinions on these links and articles. We urge you to review each website’s Privacy Policy, Disclaimers, and develop an independent opinion of the service or product for any link pursued.


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