Workers’ comp covers medical bills, lost wages, and funeral costs for work-related injuries or illnesses.
Some states require workers' comp insurance through a state-run program, ensuring centralized coverage.
Businesses with more than one employee must carry workers’ comp insurance, including part-time workers and corporate officers.
Part-time employees need workers' comp coverage. Sole proprietors and partnerships must cover employees but can opt out for themselves.
Other business insurances like general liability, professional liability, and commercial auto can be purchased from private insurers.
Workers' comp claims are classified as medical-only or lost-time. Claims are processed within 30 days, with an appeal process available.
Ensure your team's security! Explore customized Workers' Compensation solutions for your business needs today.