Renters liability insurance is essential for protecting yourself from unexpected incidents or damages, ensuring your belongings and finances are safeguarded.
Covers expenses if someone is injured on your property or if you damage someone else's property. For example, it covers medical costs and property repair/replacement if a visitor is injured.
Standard policies typically start at $100,000 coverage with premiums as low as $15/month. The required amount depends on factors like property type, location, and coverage limits.
Includes damage to others' property, incidents away from home, dog bites, lost wages due to injury, and legal fees if sued for injury or property damage.
Does not cover deliberate damage, business-related claims, your own damages or injuries, or car accidents. These exclusions highlight the importance of understanding policy details.
A landlord's insurance policy covers the landlord's liabilities, not the tenant's. Tenants need their own renters insurance to cover personal belongings and liabilities.
Secure your peace of mind with renters liability insurance! Get comprehensive coverage for unexpected incidents, protect your belongings, and stay informed about essential exclusions.