Commercial Insurance

Insurance Tailored to Meet the Unique Needs of Your Business

Running a business comes with its fair share of risks and uncertainties, from natural disasters to accidents and lawsuits. These unexpected events can easily cripple you and your business, leading to massive losses and, in worst-case scenarios, closure. However, with the right commercial insurance coverage, you can mitigate these risks and protect your business from financial ruin. At T.A. Swain Insurance Agency, we understand the unique needs of businesses in various industries and provide comprehensive insurance solutions to safeguard your assets, employees, and customers. Have a look at the different types of commercial insurance we offer for varied businesses.

Insurance Tailored to Meet the Unique Needs of Your Business

Business Owners Policy

Simplify your insurance coverage with our comprehensive Business Owners Policy that includes liability, property, and business interruption insurance in one convenient package.

Commercial General Liability

Cover your business against third-party claims of bodily injury, property damage, and advertising injury with our robust Commercial General Liability coverage.

Business Auto

Our business auto insurance coverage protects vehicles used in your business operations, including liability, collision, and comprehensive coverage. We work with you to ensure you have the right coverage for your needs, giving you peace of mind and protection against financial loss.

Commercial Property

Your business property is your biggest investment. Protect it from fire, theft, and other unexpected events with our customized Commercial Property insurance coverage.

Workers’ Compensation

Protect your employees and your business with our Workers' Compensation insurance, designed to cover medical expenses and lost wages in case of workplace injuries or illnesses.

Surety & Fidelity Bonds

Build trust with your clients and ensure contractual obligations are met with our Surety & Fidelity Bonds coverage, which includes performance, payment, and bid bonds.

Cyber Liability

In today's digital age, cyber-attacks, and data breaches are significant risks for businesses of all sizes. Protect your business from financial and reputational damage with our Cyber Liability insurance.

Business Catastrophe

Unexpected events such as natural disasters or pandemics can cause significant damage to businesses. In such cases, our Business Catastrophe coverage will pay for your business losses.